TopCashback and Quidco are two UK cashback sites that work in a similar way: you click through to a shop, buy as normal and get part of the retailer’s commission back. This comparison uses each site’s own pages to show the differences in cost, payout and catches, and marks anything we could not find as not stated. Any link on this page that earns Tipped2Win a commission is labelled Ad.
TopCashback vs Quidco at a glance
| Feature | TopCashback | Quidco |
|---|---|---|
| Free to join | Yes, Classic account | Yes, Basic account |
| Paid tier | Plus, £5 a year from your earnings | Premium, £1 from cashback in months you use it |
| Retailers | Over 5,500 | Over 5,000 |
| Minimum payout | None stated as a minimum | Not stated |
| Payout methods | 60+ ways incl. bank, PayPal, gift cards | PayPal, bank, gift cards |
| Welcome bonus | Not stated | Not stated |
| Paid when | Shows within 7 days, payable after the retailer’s returns period | Varies by retailer, estimated date on your Activity page |
From TopCashback’s and Quidco’s own pages, checked on 2 October 2026. Terms change, so check each site.
Which is better, TopCashback or Quidco?
Neither is better for everything. The rate for the same shop can differ between the two, and it changes, so check both before a big purchase. As a rule, pick whichever pays more for that shop, and compare after any fee. A free account on each is enough to check.
How to compare cashback properly
- Look up the shop on both sites on the day you buy.
- Compare the rate after any paid-tier charge.
- Check exclusions, such as gift cards or certain products.
- Click through from only one site, and complete the purchase in the same visit.
- Keep the order confirmation until the cashback is paid.
The catches with any cashback site
- Cashback is not instant: the retailer has to confirm the purchase.
- Returns can remove the cashback.
- Forgetting to click through means no cashback.
- Do not spend extra just to earn cashback.
Read the full reviews
See our TopCashback review and Quidco review, and our cashback apps UK guide.
TopCashback vs Quidco: quick questions
Can I use both?
Yes, but click through from only one for any single purchase.
Are they free?
Both have free accounts.
Our verdict
We checked these details on 2 October 2026 and will update this page when they change. Read how we make money and how we verify offers.
